About Credit Card Options for Michigan Business & Consumers
The initial step in choosing the best
credit card for YOU is realizing that there are a variety of different cards
available and understanding the differences.
Below are some of the most common types of
cards with the differences between the credit cards
credit cards - Give you cash rewards for
making purchases with the card. Most cash rebates
are around 1 percent of the total purchases,
excluding interest and finance charges. In some
cases, the amount is higher. This type
of card is particularly good if you're excellent about paying off balances each month.
credit cards - Similar to cash-back cards,
they offer frequent-flyer-miles, hotel discounts
and other rewards just for using the card.
Basically, you accumulate points toward a reward
structure, based on how much you use the card over
a period of time. A hotel rewards credit card can be a good fit if you travel frequently on business and favor certain hotel chains.
Reward Credit Cards - Similar to cash-back cards,
gas reward credit cards allow you to build up
credits for gas, just for using the card.
or frequent flyer credit cards - Award
"miles" or "point" credits
whenever you use your card, based on the dollar
amount of your credit card purchases. You can redeem your points for airline
travel, hotels and other travel related expenses much like you would in an
airline-sponsored frequent flyer program. These
cards are great if you travel frequently or want to use your card to plan vacations.
credit cards - Offer either a low introductory
APR that change to a higher rate later or to a
low, fixed-rate APR. Using this type of card can
offer significant savings on interest, especially
when you make larger purchases and pay them off
before the end of the introductory period.
Banks consider student
credit cards to be a matter of high priority.
So any student can build good credit starting with
no credit history credit cards up to good credit
cards for students. The latter may include low
rate credit cards, no fee credit cards, gas credit
cards, hotel rewards credit cards and others.
Credit Cards also come in the Rewards Variety
offering cash-back, travel rewards and other
cards for Small Business not only help avoid
problems with taxes and money control, but they
usually offer rewards based on the amount you
cards for small business help avoid problems
with taxes and money control. It keeps your
business expenses separate from your personal
expenses. We offer the best credit card
applications for the Chase business credit
Express business credit card, the Visa
business credit card and the Discover business
credit cards - Pre-paid credit cards work like gift cards at retail stores.
You can deposit any amount you want and then use
the card to make purchases up to that amount.
These types of cards generally don't require a
credit check, and some actually have credit
rebuilder and rewards programs.
IMPORTANT INFORMATION ABOUT DECLINED
I have applied for a credit card but my
application was rejected... What now?
Order your Free Credit Report and or Credit
Score. It will provide you with information
that will put you on the path of building
your credit history and increasing your
A credit score is simply a numerical
representation of your credit worthiness.
The majority of lenders use some sort of
credit scoring model to help predict what
kind of credit risk you may be. In most
cases your credit score will determine
whether or not you will be approved for a
Correct errors in your credit report.
Identify fraudulent activity
Credit Report is Free for 30 days